Working Capital FAST from $2,500 - $250,000!

 

Over 6 million small businesses in the United States need some type of cash product at some point in their business cycle. AdvoPay™ Merchant Advance provides a simple solution that allows them to convert their future credit card receivables to cash.

 

          » You submit a simple application on our secure portal for review.

          » If approved, AdvoPay™ Merchant Advance Program provides unsecured funds within 10 business days.

 

There is no fixed monthly payment. A small percent of your credit card sales repays AdvoPay™ Merchant Advance.

 

Over 80% of our merchants get approved and funded in less than 10 days.

Over 85% of AdvoPay Merchant Advance's eligible merchants renew.

 

 

Get Started Now!

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Advocate Merchant Solutions makes access to working capital FAST

 

Merchant Benefits

 

     »  No personal guarantees for repayment

     »  No collateral pledge on your home or business

     »  No liens

     »  No points

     »  No fixed monthly payments

     »  No coupons or checks to write

     »  No impact on their ability to qualify for other financing

     »  No business use restrictions on the funding

     »  No hassles - quick application and fast funding

 

 

Frequently Asked Questions

 

Q: How does a merchant qualify for AdvoPay™ Merchant Advance Program financing?

 

A: Qualifying requirements are minimal. They just need to show us that: i) Their business accepts credit card payments, and that they have at least $5,000 a month in Visa® and MasterCard® sales. ii) They meet our basic underwriting requirements. We have a 97% Approval Rate!

 

Q: What if they already have a business loan?

 

A: Our product is an advance, not a loan. As long as they meet our requirements, we can still provide you with immediate cash, without affecting their other obligations.

 

Q: Does AdvoPay™ Merchant Advance Program look at personal credit history, and will it affect the credit report?

 

A: Our business-friendly scoring method includes a review of their personal credit, but it does not require personal guarantees, and will not affect their credit report.

 

Q: How are the payments determined, and what is the finance rate charged for this service?

 

A: The best thing about AdvoPay™ Merchant Advance Program cash advance is that there are no fixed payments. WE ONLY GET PAID WHEN THEY MAKE A SALE. The money they receive is an advance against their estimated future monthly sales. There is no finance charge. We simply take a previously agreed upon percentage of their future sales until their account with us is settled. It's that simple.

 

Q: How do they keep track of their payments?

 

A: They will receive a monthly statement. In addition, with a member password soon they will be able to log onto our website to view their payment history, track their daily transactions and see their remaining unpaid balance.

 

 

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